The reason to search out credit-building methods that don’t use credit cards has little to do with an actual aversion to credit cards — and everything to do with the assumption that they won’t qualify for a credit card for some consumers.
And, usually, that assumption is well-founded, in line with the rejections that are previous currently skilled. Not all bank cards are exactly the same; many, several choices occur, including some nontraditional bank cards being much easier to get if you have bad or limited credit.
Secured Bank Card
Secured bank cards are among the list of credit products that are easiest to have due to the money deposit that will act as security, all but eliminating the danger for the card provider.